Julia Hutchins Designs
Jewelry Beads Findings Supplies
Beaded Bookmarks
Jewelry Cleaning
Jewelry Organizers
Mothers Necklace
Swarovski Store
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I offer a layaway plan for my customers.  

Broken up into 2 to 6 easy payments and you can schedule the
payment dates.

First payment of 20% (non-refundable) to place an item on layaway.  If
you choose to cancel your purchase, I will refund all monies paid
minus the initial 20% payment (excluding custom designs which are
non-refundable).

Please
e-mail me with your request for layaway and we can discuss
the terms.